⚡ NAIJA LIVE

Ask.Help.Get paid.

The community for Nigerians at home and abroad. Post a request with money held safely in escrow, get real help from real people, and pay only when you're happy. Voice rooms, Pidgin-speaking AI and a bounty board, all in one place.

🔐 SIGN IN TO ENTER
EARLY ACCESSThe wallet uses demo credits while we finish verification and licensing. No real money moves yet.

How a bounty works

Escrow means nobody gets scammed: not the person asking, not the person helping.

1

Post & lock

Describe what you need and set a ₦ bounty. The money is locked in escrow the moment you post.

2

Helpers respond

Members send you answers or proof, privately. Photos are screened by AI before anyone sees them.

3

Award Life Saver

Pick the best help. They earn a Life Saver badge, a rating and a higher level with lower fees.

4

Money moves

The bounty is released. If you disagree, a moderator decides, and slow or silent posters are handled automatically.

Find your people

17 rooms and counting. Tap any room to jump in.

Built for how we actually live

Not another generic chat app. Everything here exists because Nigerians asked for it.

Live voice stages

Talk it out in real time. Raise a hand, get invited to speak, and listen in the background on low data.

Drop Aza

Share a bank card in chat. One tap copies the account number.

MONIEPOINT · EXAMPLE
0123456789

Bros AI

Translates to Pidgin, checks rates, drafts your bounty, and keeps the peace. Never gives financial advice.

Translate: I am very tired
I dey very tire o 😅 (example)

Street cred

Help people, build a record, pay less in fees.

NewcomerTrusted −10%Pro −30%Elder −50%

Diaspora tools

Official rates and a send-money-home calculator.

🇬🇧 GBP…
🇺🇸 USD…

Safe by design

  • Money held in escrow until you say so
  • AI photo screening plus human moderators
  • NIN-based identity, never stored in plain form
  • Report, block and dispute tools built in

Try the Naija soundboard

Synthesised in your browser. Go on, press one.

🙏 God abeg o!⚡ E shock you?👑 Odogwu😂 You dey whine me?

Naija helps Naija.
Join the first members.

It takes a minute to sign up. Post your first ask or help someone with theirs.

NaijaChatroomTermsPrivacyEarly access · demo credits only · made for Nigerians everywhere 🇳🇬

Fund wallet

Demo credits only: ₦1,000–₦10,000 per top-up, 5 a day. No real money moves.

🆘 Post an Ask & Bounty

The bounty is locked in escrow immediately and released only when you award a helper.

💰 Naira Wallet

Available
New account: withdrawals unlock after 24 hours, asks are capped at ₦20,000 and tips at ₦1,000.
Transactions

Welcome back

Sign inCreate accountForgot password

Respond to this ask

Only the poster can read your response. If they award you, the escrowed funds go straight to your wallet.

💳 Drop Aza

This is shared publicly in the lounge. Only share accounts you own.

⭐ Rate your experience

Ratings are one per bounty, cannot be edited, and help set each person's level. Trusted, Pro and Elder helpers pay a smaller platform fee.

🔑 Save your recovery codes

If you forget your password, one of these codes lets you back in. Each works once. We cannot show them again, so store them somewhere safe (password manager, not a screenshot you share).

🔐 Account security

Change password
Recovery codes

Generate a fresh set (invalidates the old ones). Enter your current password above first.

Two-factor sign-in
Your data
Delete my account

This erases your name, email, phone, date of birth, NIN details, photos, voice notes, messages and DMs, and signs you out everywhere. It cannot be undone. Your handle and money records stay (anonymised) because we must keep financial and dispute records. You must have no open asks, responses or cash-outs.

Devices

⚑ Report

Messages reported by 3 different people are hidden until a moderator reviews them. False reports may lead to restrictions.

photo

💳 Add money

Pay securely with Paystack (card, bank transfer or USSD). Your wallet is credited as soon as Paystack confirms the payment.

₦1,000₦5,000₦10,000₦50,000
₦500 – ₦500,000. Wallet balance is capped at ₦500,000.

🏦 Cash out

Cash-outs go to a Nigerian bank account in your own name (₦1,000–₦200,000, max ₦300,000 a day). A moderator reviews each request before it is sent. A NIN on your profile is required.

⚖ Open a dispute

The bounty stays frozen in escrow. Both sides can add evidence, then a moderator decides: refund the poster, release to a helper, or split. Be honest and specific.

🎙 Start a stage

Your microphone will be requested. Anyone can join as a listener and raise a hand; you choose who speaks and can remove people. Stages hold up to 25 people, 6 of them speaking. Accounts must be 24 hours old to host.